Most cited reason for fires - Short Circuit

Most of the times I read news papers on fire incidents, the reason told by the owner of the premises or security or fire service department or some one on the road is that it is SHORT CIRCUIT.
Every time I read such a statement and learned people say short circuit is the cause for fire and resultant loss of lives and property, following questions come to my mind.
1. Why not people have a look at electrical wiring / cabling in their building.
2. Why not authorities make it compulsory by way of legislations that electrical audits of buildings by authorized people shall be mandatory? After such audit, the certificate shall be filed along with property tax payment?
3. Such authorized persons must be held responsible once they certify that the building under audit, if declared safety from electrical short circuit hazard is safe, is subjected to fire by short circuit.
4. If the electrical cabling during audit is found to be not satisfactory, then, it should be repaired / replaced within specified period by the auditor (say one or two months). If not, then local town authorities should impose penalty and if not paid, then services like water, electricity, etc shall be disconnected.
5. The vendors of such poor quality cables, switches, etc should be punished by penalties and if repeated, then be imprisoned.
6. Similarly, those who do cabling works should be held responsible, if the fires are due to poor workmanship of such people.
7. Like in industries where it is mandatory to display line diagrams of cabling, same should be made mandatory even for all residential and commercial buildings.

What I feel sometimes is that the short circuit reason is only for showing some reason and claim insurance. Claims should not be settled until the cause is found after due investigation by certified agencies.

The fires caused not only damage the property under fire but also that of others nearby and these buidlings residents have to face hardship because of others, let it be intentional or unintentional.

Sometimes, when a fire incident is reported, it is also brought out that the same building was involved in fire a few years ago. This makes us to think that
i) either the person has learned from earlier incident or
ii) he is doing intentionally to coverup something.

It is therefore made it mandatory that all buildings shall be subjected to electrical and fire safety audits once in every 5 years or so and certificates shall be submitted to town authorities while paying property tax. Else, the property tax shall be increased to such an extent that people should go for audit rather than paying enormous amounts of property tax with penalties for not doing elctrical and fire safety audits.