Responsibility for property damage in a fire

It is common to read in news papers about fire incidents, property damage and accusations of fire services for delay in reaching the incident. But, the main culprit is the owner/tenant of the premises. One should check what measures are taken by the owner/tenant of the premises. There would not have been any fire incident, had all precautions like storing of the materials properly, using proper electrical wiring, avoiding ignition sources, etc are followed and maintained. Similarly, fire detection, warning and protection system should be in place so that even in case of fire, the damage can be minimum. However, hardly any of these measures are taken or followed.
Every building should have sufficient ground storage water and sufficient distance around the building free from obstructions. However, greediness overtakes fire safety measures and all available space is used for creating some more commercial space. Having water for fire safety is not thought at all. All these failures are overlooked and fire department is accused for not reaching the fire incident place quickly.